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Menu
  • About
    • About Us
    • Customer Support: How we can help you
    • What Our Customers Say About Us
    • Our Community Partnerships
    • Careers At Your Mortgage People
    • Recommend A Friend
  • Services
    • Remortgages
    • Homeowner Loan
    • Debt Consolidation
    • Purchases
    • Product Transfers
    • Subprime Mortgages
    • Specialist Mortgages
    • Equity Release
  • Resources
    • Mortgage Guides
    • Finance News
    • A guide to mortgage terms
    • Video Explainers
      • Debt Consolidation
      • First-Time Buyer
      • General Mortgages
      • Home Improvement Mortgage
      • Purchase Mortgage
      • Subprime Debt Consolidation
      • SVR Mortgage
    • Our Newsletter
  • FAQs
    • FAQs
  • Contact Us

Latest Industry News & Opinion
From Your Mortgage People

Intereview

How Long Do You Need to Be In a Job Before Applying?

By Dom Spencer - March 19th, 2024 Posted in Mortgage Guides No comments
Before accepting your mortgage application, lenders will assess your financial stability, especially your ability to meet monthly repayme...
Read More
Mortgages

What Credit Score Do You Need for a Mortgage?

By Dom Spencer - March 1st, 2024 Posted in Mortgage Guides No comments
When it comes to securing a mortgage, understanding your credit score is important, however; it’s crucial to know that there isn...
Read More
2VS5Year

Making a Choice in 2025: A Comprehensive Guide to 2 vs 5-Year Fixed Rate Mortgages.

By Dom Spencer - February 20th, 2024 Posted in Mortgage Guides No comments
When it comes to your mortgage options, a common dilemma is whether to opt for a 2-year fixed or 5-year fixed rate deal. In 2025, this ch...
Read More
London1

What Does February’s Base Rate Hold Mean for Mortgages?

By Dom Spencer - February 5th, 2024 Posted in Finance News No comments
On February 1st, the Bank of England (BoE) opted to hold the Base Rate at 5.25% for the fourth consecutive time. This came after a series...
Read More
interestonly

What’s an Interest-Only Mortgage?

By Dom Spencer - February 2nd, 2024 Posted in Mortgage Guides No comments
What’s an interest-only mortgage? With an interest-only mortgage, you’re only required to repay the interest on the amount of money borro...
Read More
AdobeStock 345951683 copy

Steps to Apply for a Mortgage

By Dom Spencer - January 16th, 2024 Posted in Mortgage Guides No comments
Embarking on the journey of homeownership can be exciting and fulfilling, but it’s not without its complexities. Applying for a mor...
Read More
ratecuts

Falling Inflation Prompts Mortgage Rate Cuts

By Dom Spencer - January 4th, 2024 Posted in Finance News No comments
In a significant development yesterday, major lenders have decreased mortgage rates in an effort to attract borrowers nearing the conclus...
Read More
CPI acronym from wooden blocks with letters, abbreviation CPI Consumer price index concept, random letters around, money background

What Does 4.6% Inflation Mean for Homeowners?

By Dom Spencer - November 16th, 2023 Posted in Finance News No comments
While the government is currently celebrating the decrease in the inflation rate, it’s essential to note that reductions in the bas...
Read More
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Your Mortgage People
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01489 346624

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hello@yourmortgagepeople.co.uk

Your Mortgage People. Fair Trade House, 3 Whittle Avenue, Fareham, Hampshire, PO15 5SH

Copyright 2025. Your Mortgage People Ltd. trading as Your Mortgage People. Regulated by the Financial Conduct Authority to provide regulated products and services. REF: 685250. Registered office Fair Trade House, 3 Whittle Avenue, Fareham, Hampshire, PO15 5SH. Company registration number 08503153. ICO reference ZA474879.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT IF YOU ARE EXTENDING THE TERM OF THE DEBT YOU MAY BE INCREASING THE TOTAL AMOUNT YOU NEED TO REPAY.


The Financial Conduct Authority does not regulate Legal Services, Accountancy Services, Will Services, Conveyancing Services and some forms of mortgages.

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