If you’re struggling to arrange a mortgage because your requirements or circumstances aren’t as straight forward as most, the hunt can stop here.

The specialist mortgage brokers at Your Mortgage People search the whole of market and have access to a range of specialist lenders who will consider borrowers like you who are in a unique position.

Apply Today

Happy mature insurance agent on meeting with her clients in office.

How Specialist Mortgages Work

A Specialist Mortgage is a type of lending dedicated to borrowers with unusual circumstances or requirements. The Specialist Finance marketplace provides financing solutions such as homeowner loans, buy-to-let, development & self-build finance, complex first charge mortgages, mortgages for non-conventional properties or adverse/poor credit mortgages.

Getting approved for a Specialist Mortgage can be tricky which is why we recommend having an expert specialist mortgage broker by your side to put your mind at ease.

1. Send us an enquiry enquiry to let us know you require a specialist mortgage

2. Your specialist broker will make contact and tell you all about our process so they can begin finding you the best deal

3. We help you gather together everything you need for your application, and submit it to the lender

4. The lender confirms their mortgage offer and your new mortgage begins on the new terms agreed

5. Funds are released at the amount agreed in the mortgage terms, with you repaying the amount with interest as part of the mortgage




To discuss Specialist Mortgages or other options available to you, speak to one of our friendly, experienced advisors today by completing the form below.

First Name
Last Name
Email Address
Phone Number

"I was lucky to have Reuben Dawkins as my mortgage advisor. As someone in a not so usual situation, Reuben was great and very patient. He was very knowledgeable and provided me with all the help and information I needed as well as being very efficient at finding me a mortgage that was best suitable for me. I cannot praise him enough on how helpful he has been and how easy it has been able to contact him to receive a quick response, reducing any stress levels. Thank you!"

Tehveen - Trustpilot - 09.06.23

"Awesome service . Paul and Reuben key people in getting me the right mortgage product . They not only understood my requirement but guided me in choosing the right one . Full support from the team whenever I had any queries at any stage . I highly highly recommend their services"

Richa Walia - Trustpilot - 01.06.23

"After my 2 Buy To Let Tracker mortgages had expired I received a quote nearly 4 times of the previous monthly payments. After 15 minutes on the phone to Reuben and a few documents exchanged he had it all sorted within 24 hrs. What a great service and a great relief. Reuben, what a great guy who is very efficient and delivered on his word. Would highly recommend him and his services."

Darren Brown - Trustpilot - 02.05.23