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Menu
  • About
    • About Us
    • Customer Support: How we can help you
    • What Our Customers Say About Us
    • Our Community Partnerships
    • Careers At Your Mortgage People
    • Recommend A Friend
  • Services
    • Remortgages
    • Homeowner Loan
    • Debt Consolidation
    • Purchases
    • Product Transfers
    • Subprime Mortgages
    • Specialist Mortgages
    • Equity Release
  • Resources
    • Mortgage Guides
    • Finance News
    • A guide to mortgage terms
    • Video Explainers
      • Debt Consolidation
      • First-Time Buyer
      • General Mortgages
      • Home Improvement Mortgage
      • Purchase Mortgage
      • Subprime Debt Consolidation
      • SVR Mortgage
    • Our Newsletter
  • FAQs
    • FAQs
  • Contact Us

Latest Industry News & Opinion
From Your Mortgage People

Real estate agents and insurance salesmen for home and land purchases are handing over homes to clients after agreeing and signing contracts in the office.

What Is A Gifted Deposit?

By Danni Hudson - April 16th, 2025 Posted in Mortgage Guides No comments
A gifted deposit is a financial contribution made by a family member or friend to help with the deposit on a home purchase. Gifted deposi...
Read More
Checkingcard

How Do Mortgage Overpayments Work?

By Dom Spencer - February 12th, 2025 Posted in Mortgage Guides No comments
Mortgage overpayments refer to any additional payments you make beyond your regular mortgage repayments. These extra payments can be made...
Read More
securedloan

Best Ways to Use a Secured Loan for Home Improvements

By Dom Spencer - January 31st, 2025 Posted in Mortgage Guides No comments
Home improvements can enhance your living space, improve your property’s functionality and increase your house’s value. If you̵...
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Untitled design (7)

What Will Happen to the Base Rate in 2025?

By Dom Spencer - January 16th, 2025 Posted in Finance News No comments
The Bank of England (BoE) wrapped up 2024 by holding the base rate at 4.75%, a decision influenced by economists’ warning that measures i...
Read More
LTV

Understanding Loan to Value

By Dom Spencer - December 11th, 2024 Posted in Mortgage Guides No comments
What is loan to value? Loan to value (LTV) is the ratio between what you borrow and what your house is worth. The lower the LTV ratio, th...
Read More
Seniors

Mortgages for Seniors

By Dom Spencer - December 4th, 2024 Posted in Mortgage Guides No comments
As we age, life often brings fresh opportunities, including the possibility of a new home or investment property, and while the process o...
Read More
Senior couple checking bills using laptop at home

What is Equity Release?

By Dom Spencer - November 21st, 2024 Posted in Mortgage Guides No comments
Equity release allows you to access cash tied up in your property without having to sell your home. However, equity release (also known a...
Read More
green mortgages

What is a Green Mortgage?

By Dom Spencer - November 12th, 2024 Posted in Mortgage Guides No comments
Simply put, green mortgages are designed to encourage people to buy energy-efficient homes or enhance the energy efficiency of their exis...
Read More
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Your Mortgage People
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01489 346624

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hello@yourmortgagepeople.co.uk

Your Mortgage People. Fair Trade House, 3 Whittle Avenue, Fareham, Hampshire, PO15 5SH

Copyright 2025. Your Mortgage People Ltd. trading as Your Mortgage People. Regulated by the Financial Conduct Authority to provide regulated products and services. REF: 685250. Registered office Fair Trade House, 3 Whittle Avenue, Fareham, Hampshire, PO15 5SH. Company registration number 08503153. ICO reference ZA474879.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT IF YOU ARE EXTENDING THE TERM OF THE DEBT YOU MAY BE INCREASING THE TOTAL AMOUNT YOU NEED TO REPAY.


The Financial Conduct Authority does not regulate Legal Services, Accountancy Services, Will Services, Conveyancing Services and some forms of mortgages.

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