A Subprime Mortgage is designed to accommodate people that don’t necessarily meet the lending criteria for high-street mortgage lenders. This is usually down to credit issues or a number of other factors that see them as ‘higher risk’ borrowers.

Following a somewhat lull on Subprime Mortgages in recent years, 2019 has seen lenders move back into this market, so it can be seen as a new, growing area with a competitive range of products.

Such is the Subprime market, these mortgages tend to have higher interest rates and larger initial deposits to counteract the ‘higher risk’. These are usually issued by specialist lenders that operate without customer-facing branches, so borrowers in the market for these products need to go through a broker to get access to them.

To speak to a member of our team about a Debt Consolidation Mortgage, fill out the form below and an expert will be in touch. Alternatively, you can learn about other types of remortgages and explore your options.


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