Mortgage Guides - Your Mortgage People

How Long Does a Mortgage Application Take?

By Dom Spencer - June 3rd, 2024 Posted in Mortgage Guides No comments

When buying a home, securing a mortgage quickly is essential to move forward with your purchase. But how long does it actually take to ge...

Buying out Your Partner From a Mortgage

By Dom Spencer - May 22nd, 2024 Posted in Mortgage Guides No comments

Relationships can change for numerous reasons, such as breakups, divorces or separations. If this happens, you might eventually decide to...

What’s an Early Repayment Charge?

By Dom Spencer - April 30th, 2024 Posted in Mortgage Guides No comments

When you take out a mortgage, the terms of your deal will state: The amount you have to repay each month The number of years you must rep...

Getting a Mortgage on Maternity

By Dom Spencer - April 15th, 2024 Posted in Mortgage Guides No comments

Having a baby is a joyful experience, yet it is also likely to take a heavy toll on your energy levels. When the extra demand that having...

Introduction to SVR Mortgages

By Dom Spencer - April 4th, 2024 Posted in Mortgage Guides No comments

If you’re trying to decide on the right mortgage for you, knowing a little about the products available is a great place to start. When t...

How Long Do You Need to Be In a Job Before Applying?

By Dom Spencer - March 19th, 2024 Posted in Mortgage Guides No comments

Before accepting your mortgage application, lenders will assess your financial stability, especially your ability to meet monthly repayme...

What Credit Score Do You Need for a Mortgage?

By Dom Spencer - March 1st, 2024 Posted in Mortgage Guides No comments

When it comes to securing a mortgage, understanding your credit score is important, however; it’s crucial to know that there isn...

Making a Choice in 2025: A Comprehensive Guide to 2 vs 5-Year Fixed Rate Mortgages.

By Dom Spencer - February 20th, 2024 Posted in Mortgage Guides No comments

When it comes to your mortgage options, a common dilemma is whether to opt for a 2-year fixed or 5-year fixed rate deal. In 2025, this ch...

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